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Welcome

NACM MidAmerica provides services and information to businesses and business credit professionals. Also known as NACM Oklahoma, we provide best-in-class services to facilitate commercial credit and support business credit professionals across the state.

We are the leading resource for credit and financial management, providing information, products and services for effective business credit and accounts receivable management.

We are committed to assisting every member, meeting their needs and addressing their concerns by offering easy-to-obtain, high-quality products, services and programs.

Maximize the Impact of Reporting to NACM
Prior to submitting your file to NACM, create goodwill with your customers and set the stage for improved performance. Send this letter to past due accounts, or all accounts, to let them know that you will soon be reporting their payment history to the National Association of Credit Management. Those that pay well will appreciate it. Customers with legitimate disputes will contact you to resolve, others will just send in payment…and those that don’t react at all warrant additional review.

INITIAL NOTICE LETTER

Dear Valued Clients:
In these challenging economic times, we understand the vital role that good credit has in every business’s ability to gain access to much needed capital. We know that many firms today, both large and small, have had to rely on personal lines of credit to buy inventory, supplies, or even meet payroll. As a commercial trade supplier, we want to do our part to contribute to the economic recovery, and that means helping valued clients like you get the credit you have earned and deserve.

As part of our own efforts to stay ahead of the curve, we are active members of the National Association of Credit Management (NACM). NACM exists to promote honesty and integrity in credit transactions and to foster and facilitate the exchange of commercial credit information among trade creditors, without which the economy (and likely both of our businesses) could not exist.

In thirty (30) days, we will begin reporting all open and paid account balances to NACM as part of our membership agreement. This information will become part of your commercial credit history and may be accessed by your existing and future creditors— those within our industry and others such as banks, leasing companies, service providers, transportation companies, advertising or construction firms, etc.

The reporting of your payment record will help your company build and maintain a strong credit history in a database that is instantly accessible to NACM members worldwide. NACM is the go-to source for information in our industry—and in many others. We believe this will reduce delays when your firm applies for credit with other suppliers and lenders in the future, and will in fact help you obtain additional credit and capital, supporting the growth and stability of your business and ultimately our relationship as well.

Please take this opportunity to review the enclosed list of invoices. In 30 days, any past due balances will be reported to NACM. All payments made before the initial reporting will reflect favorably.

Thank you for your support and your continued business!


FINAL NOTICE LETTER

To All Past Due Accounts:
Repeated attempts have been made to collect the past due balance on your account. The account has not yet been made current and therefore we are prepared to take further actions. In 30 days, your account will be placed in the hands of a Collection Agency at which time you may be additionally liable for all collection fees and court costs.

On that same date, the derogatory status of your account will be submitted to the National Association of Credit Management (NACM) and their national trade credit database and within hours will be visible to all NACM members, which include most suppliers in our industry—at the local, regional and national level. Other members such as banks, transportation, advertising or construction firms, leasing companies, etc. will receive this information and may use it to reconsider the credit worthiness of your account and act accordingly.

To avoid such actions, please review the enclosed list of invoices and remit payment immediately before collection actions are initiated!