Education is the key to understanding the financial strength of a customer. After all, the concept of credit depends on the ability and willingness of a customer to pay its debts. Without that, credit is meaningless.

NACM’s Audio Teleconference Series and Professional Education Webinars make learning convenient and affordable. Lasting 60-90 minutes, each teleconference and webinar tackles a new, current, credit-related topic and features expert speakers.

Created as a self-study resource, the web-based Credit Learning Center offers the most relevant credit topics in audio and video presentations by expert instructors. You choose the learning module and when you want to take it—all at your computer, all at your convenience. It’s a great way to work toward completion of a specialty certificate or course!


 

NACM Professional Designation & Certification Program

The NACM Professional Certification Program has defined and advanced the profession by setting standards used by credit professionals in the field of business credit and finance. NACM sponsors three professional designations.

Credit Business AssociateSM (CBASM) is an academic-based designation which signals mastery of three credit-related disciplines: basic financial accounting, business credit principles and introductory financial statement analysis. There is no minimum work experience requirement for this designation, and the course work needed to qualify for this designation can be obtained through colleges, local NACM Affiliated Association programs, self-study or nationally-sponsored programs. Candidates must pass the CBA certification proficiency exam.

Credit Business FellowSM (CBFSM) is an academic and Career Roadmap-based designation which illustrates that achievers are knowledgeable about, and have contributed to, the field of business credit by first earning the CBA designation and then completing additional course work. The CBF signals competence in business and credit law. CBF applicants must accumulate 75 Career Roadmap points and must pass the CBF certification proficiency exam. The course work needed to qualify for this designation can be completed through colleges, local NACM Affiliated Association programs, self-study or nationally-sponsored programs. 

The Certified Credit and Risk Analyst (CCRA) Designation is an academic-based designation which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The NACM Career Roadmap is not required for this designation. The final exam for the Financial Statement Analysis, Interpretation & Credit Risk Assessment course will serve as the designation exam.

The three courses needed to qualify for this designation are:

  1. Basic Financial Accounting
  2. Financial Statement Analysis I
  3. Financial Statement Analysis, Interpretation & Credit Risk Assessment

Certified Credit Executive® (CCE®) is NACM’s highest designation, endorsing its achievers as capable of managing the credit function at an executive level. Candidates must meet minimum professional experience standards, have accumulated 125 Career Roadmap points, and pass a rigorous four-hour exam which tests application skills in accounting, finance, domestic and international credit concepts, management and law. CCEs are required to recertify every three years, further validating their commitment to continuing education, self-improvement and advancement of the business credit profession. 

Quick Links
Annual NACM Designation Exam Schedule NACM Career Roadmap Sample NACM Career Roadmap
Tools to Help You Succeed
Free CBA & CBF Designation Practice Exams CBA Exam Study Guide CBF Exam Study Guide
CCE Exam Study Guide               NACM Resource Library