Education is the key to understanding the financial strength of a customer. After all, the concept of credit depends on the ability and willingness of a customer to pay its debts. Without that, credit is meaningless.

NACM’s Audio Teleconference Series and Professional Education Webinars make learning convenient and affordable. Lasting 60-90 minutes, each teleconference and webinar tackles a new, current, credit-related topic and features expert speakers.

Created as a self-study resource, the web-based Credit Learning Center offers the most relevant credit topics in audio and video presentations by expert instructors. You choose the learning module and when you want to take it—all at your computer, all at your convenience. It’s a great way to work toward completion of a specialty certificate or course!


 NACM Professional Designation & Certification Program

The NACM Professional Certification Program has defined and advanced the profession by setting standards used by credit professionals in the field of business credit and finance.
NACM offers six levels of designations.

Credit Business Associate (CBA) is an academic-based designation which signals mastery of three business-credit related disciplines. The three courses needed to qualify for this designation are:

1. Business Credit Principles
2. Basic Financial Accounting
3. Financial Statement Analysis 1

There is no minimum work experience requirement and the NACM Career Roadmap is not required for this designation. The course work needed to qualify for this designation can be obtained through colleges, local NACM Affiliated Association programs, self-study or nationally sponsored programs. Candidates must pass the CBA certification proficiency exam. The three-hour exam is offered nationwide three times per year at your local NACM Affiliate office, and once per year at the annual NACM Credit Congress.

Certified Credit and Risk Analyst (CCRA)  is an academic-based designation which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The three courses needed to qualify for this designation are:

1. Basic Financial Accounting
2. Financial Statement Analysis 1
3. Financial Statement Analysis 2: Interpretation & Credit Risk Assessment

There is no minimum work experience requirement and the NACM Career Roadmap is not required for this designation. The final exam for the Financial Statement Analysis 2: Interpretation & Credit Risk Assessment course will serve as the designation exam.

Credit Business Fellow (CBF) is an academic and participation-based designation which illustrates that achievers are knowledgeable about, and have contributed to, the field of business credit by first earning the CBA designation, as well as having completed additional course work. The CBF signals competence in business and credit law. The two courses needed to qualify for this designation are:

1. Business Law
2. Credit Law

The course work needed to qualify for this designation can be obtained through colleges, local NACM Affiliated Association programs, self-study or nationally sponsored programs. Candidates must pass the CBF certification proficiency exam and have accumulated 75 Career Roadmap points. The three-hour exam is offered nationwide three times per year at your local NACM Affiliate office, and once per year at the annual NACM Credit Congress.

Certified Credit Executive (CCE) is NACM’s highest designation, endorsing its achievers as capable of managing the credit function at an executive level. Candidates must meet minimum professional and educational standards as well as accumulate 125 Career Roadmap points. Candidates must be proficient in the areas of accounting, finance, domestic and international credit concepts, management and law. CCEs are required to recertify every three years, further signifying their commitment to continuing education, self-improvement and advancement of the business credit profession.

Certified International Credit Professional (CICP) is an academic-based designation earned by successfully completing FCIB's International Credit & Risk Management (ICRM) online course. The instructor-led, in-depth 13-week course is delivered in 12 modules and is designed to educate entry-level professionals as well as senior-level executives about the intricacies of global credit and risk management. This instructor-led international course has attracted participants from more than 25 different countries, with diverse backgrounds and professional experiences. Participants spend an average of 5-7 hours per week on the course. Participation in discussion board postings, "group share" assignments are a required aspect within each unique module.

International Certified Credit Executive (ICCE) has been created for international credit and risk analysis professionals who are ready to make an impact on the world stage by excelling beyond their CICP designation. The CICP designation is a prerequisite for those candidates who place a high value on continuing education as a means to securing the information and knowledge necessary to maintain their executive status. ICCEs not only continue to engage in ongoing education, but also participate in their associations by serving on committees, work groups or completing surveys, mentoring through engagement on the FCIB Discussion Board or LinkedIn page or taking a leadership role by serving as a panelist or speaker.

More Information
NACM Designation Exam Schedule CBA Exam Study Guide
NACM Career Roadmap CBF Exam Study Guide
NACM Career Roadmap SAMPLE CCE Exam Study Guide
The Credit Learning Center NACM Professional Certification Program Brochure